At Sadek & Cooper Law Offices, our experienced team of bankruptcy attorneys is committed to assisting New Jersey residents who are seeking solutions to financial issues arising from unmanageable debt. Our bankruptcy lawyers provide each client with a comprehensive assessment of their legal options, including various alternatives to consumer bankruptcy, in order to identify and aggressively pursue the course of action best suited to resolving the issue in a timely and efficacious manner.
- Sadek & Cooper’s Bankruptcy Law Office Locations & Commitment to Client Service
- Our Approach to Bankruptcy Law
- Areas of Bankruptcy Our Law Office Handles
- Work With Our Dedicated and Experienced Bankruptcy Lawyers
Sadek & Cooper’s Commitment to Client Service
Confronting your financial issues can be a stressful experience, but at Sadek & Cooper Law Offices, we strive to make the process as convenient, pleasant, and simple as possible for each and every one of the clients we serve in Southern New Jersey – starting before we even meet with you. By maintaining a convenient and easy-to-find New Jersey location, we try to ensure that minimal travel is necessary to work with our skilled legal team.
Our Approach to Bankruptcy Law in NJ
At Sadek & Cooper Law Offices, we appreciate the difficulty of deciding to consider filing for bankruptcy in New Jersey. We know that you have probably endured many anxious, sleepless nights deliberating over questions like, “Is declaring bankruptcy really the best option for me right now?” We are sensitive to the fact that you may still be struggling with these questions, and may be hesitant to enter the bankruptcy process before you understand more about its financial and legal effects.
In short, we understand that bankruptcy can be an intimidating subject, which is precisely why we emphasize prompt and clear communication with each and every client. At Sadek & Cooper Law Offices, one of our primary objectives is to alleviate the fear, anxiety, and uncertainty you may feel about your financial situation by providing personalized, friendly guidance at every stage of your case. We will discuss your circumstances in detail, including your future goals and objectives, before we recommend any action.
Types of Consumer Bankruptcy Our NJ Law Office Handles
The bankruptcy attorneys of Sadek & Cooper Law Offices are committed to providing New Jersey residents with solutions to debt and burdensome financial problems. By providing an array of bankruptcy legal services in New Jersey, our law firm functions as a “one-stop shop” for all of your bankruptcy-related legal needs. Browse the services listed below to learn more about how we can help you.
Chapter 7 Bankruptcy
Chapter 7 is the most commonly used form of consumer bankruptcy in New Jersey. Part of its popularity derives from the fact that Chapter 7 is often the most effective method of wiping out unsecured debt, such as credit card debt. However, not all debtors are eligible to file under Chapter 7. When you call Sadek & Cooper Law Offices for your free Chapter 7 consultation, we can help determine whether this is the right form of bankruptcy for you.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy in New Jersey can help you simplify your monthly payments, extend your time to pay back creditors, and lower the amount you currently owe. While these types of cases take longer than Chapter 7 proceedings, for many filers Chapter 13 provides the most effective debt solutions.
Mortgage Foreclosure Defense
We recognize that home ownership is a major part of the American dream – a dream our attorneys work aggressively to protect on behalf of our clients. We urge you to contact Sadek & Cooper Law Offices immediately if you are worried about facing foreclosure on your home in New Jersey.
Tax Foreclosure Defense
In many cases, foreclosure occurs due to failure to make timely mortgage payments. However, foreclosure proceedings can also arise from alleged failure to pay water bills, sewer bills, education-related taxes, and/or city property taxes in a timely manner. Our tax foreclosure defense attorneys can assist in these scenarios.
There are restrictions on the number of times you can obtain a bankruptcy discharge within a certain period. Depending on your circumstances, it may be more practical and advantageous to utilize an alternative to filing for bankruptcy. Where appropriate, our attorneys may be able to negotiate with your creditors in order to assist you with various bankruptcy alternatives in New Jersey, such as:
- Debt Consolidation
- Forbearance Plans
- Mortgage Modifications
Work With Our Dedicated and Experienced Bankruptcy Attorneys in NJ
The experienced New Jersey bankruptcy lawyers at Sadek & Cooper Law Offices have dedicated our careers to providing bankruptcy and non-bankruptcy financial solutions to individuals who need help addressing overwhelming debt. We are dedicated to representing the hard-working residents of South Jersey, and take pride in our ability to help New Jersey residents get out of debt and forge a fresh start. To learn more about how we may be able to help you eliminate debt, call Sadek & Cooper Law Offices at (856) 354-3310 for a free consultation today.